How Does Contingent Work Affect SSDI Benefits?
Abstract Some studies have found that contingent workers – including independent contractors, consultants, and those in temporary, on-call, and “gig economy” jobs – make up an increasing share of the...
View ArticleThe Relationship between Occupational Requirements and SSDI Activity
Abstract Evaluations of Social Security Disability Insurance (SSDI) applications are based not just on poor health, but in most cases consider the vocational factors of age, education and work...
View ArticleWill Fewer Children Boost Demand for Formal Caregiving?
Abstract Today, 25 percent of all caregivers of elderly are adult children. However, while the parents of the Baby Boom generation had three children per household on average, the Boomers themselves...
View ArticleIs the Drop in Fertility Due to the Great Recession or a Permanent Change?
Abstract In the United States, the current birth rate has declined since the Great Recession. The question is whether this decline is a temporary response to the economic downturn or a drift to the...
View ArticleThe Effect of Medicare Part D on Evergreening, Generic Entry, and Drug Prices
Abstract Medicare Part D was established to expand outpatient prescription drug coverage to all seniors. An obvious effect of Part D was to improve the well-being of those who gained coverage by...
View ArticleDo States Adjust Medicaid Enrollment in Response to Capitation Rates?...
Abstract To curb rising Medicaid costs at the federal level, a number of recent policy proposals suggest capitation financing, under which program costs are fixed per beneficiary. This study examines...
View ArticleWill More Workers Have Nontraditional Jobs as Globalization and Automation...
Abstract Recent research has called attention to alternative employment arrangements that often leave workers without retirement and health benefits and with income instability. At the same time,...
View ArticleInformal and Non-Standard Employment: A Look at the Impact on Social...
Abstract The objective of this working paper is to review the literature on informal and non-standard employment and to highlight the increased awareness of the global society about trends in labor...
View ArticleHow Do Older Workers Use Nontraditional Jobs?
Abstract Working consistently through one’s fifties and early sixties is key to attaining retirement security. However, workers also need access to retirement plans – so they can continue to accumulate...
View ArticleHow Best to Annuitize Defined Contribution Assets?
Abstract Unlike defined benefit pensions that provide participants with steady benefits for as long as they live, 401(k) plans and Individual Retirement Accounts (IRAs) provide little guidance on how...
View ArticleWhy Are 401(k)/IRA Balances Substantially Below Potential?
Abstract For most workers, 401(k)/IRA assets represent the main source of retirement savings outside of Social Security. These accounts can generate significant wealth if workers contribute...
View ArticleParticipation and Leakages in Oregon’s Auto-IRA
Abstract About half of private sector workers in the United States do not participate in an employer-sponsored retirement plan at their current job. To fill the gap, a number of state governments...
View ArticleA Study of Longitudinal Trajectories of Health and Job Demand on Retirement Age
Abstract In this paper, we characterized health trajectories over an 18-year period for a cohort of American workers. We used administrative data to track monthly, health-related events for six...
View ArticleMeasuring Racial/Ethnic Retirement Wealth Inequality
Abstract As the U.S. population becomes more diverse, it will be increasingly important for policymakers addressing Social Security’s solvency to understand how reliant various racial and ethnic groups...
View ArticleThe Equilibrium and Spillover Effects of Early Retirement
Abstract This paper examines the labor market effects of unemployment insurance extensions. It uses administrative Social Security matched employer-employee data from Austria. Critical components of...
View ArticleWages and the Value of Nonemployment
Abstract Nonemployment is often posited as a worker’s outside option in wage setting models such as bargaining and wage posting. The value of nonemployment is therefore a key determinant of wages. We...
View ArticleScheduling Uncertainty and Employment of Young Adults with Disabilities
Abstract This paper examines the prevalence of scheduling uncertainty and the degree of work hour volatility among young adults with disabilities from 2008 through 2018, using data from the Current...
View ArticleThe Impact of the Minimum Wage on DI Participation
Abstract This report provides an empirical analysis of the impact of the minimum wage on DI claims and awards. It draws on data from the Social Security Administration’s State Agencies Monthly...
View ArticleAre Homeownership Patterns Stable Enough to Tap Home Equity?
Abstract As retirees live longer, spend more on medical care, and get less income replaced by Social Security, many may need to tap their home equity to be comfortable in retirement. The most direct...
View ArticleEmployer Perceptions of Older Workers – Surveys from 2019 and 2006
Abstract Many older Americans need to work longer in order to achieve a secure retirement. The question is whether employers will hire and retain them. This paper reports on a 2019 survey of employer...
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